# OleumBudget

> Mindful personal finance for iPhone and Android. Pairs on-device AI with emotion tagging so you understand *why* you spend, not just what. Optional automatic bank connection. Manual-first by default. Your data stays yours.

## What it is

OleumBudget is a native budgeting app for iPhone (iOS 26+) and Android (12+). The defining feature is emotion tagging: every transaction is logged with a feeling (happy, excited, neutral, anxious, regretful) so AI can surface patterns like stress-spending or joy-investing.

- **Platforms:** iOS (live, v1.0.9) and Android (live)
- **Pricing:** Free download with Premium IAP — about $5.99/month or $65.99/year
- **Primary market:** United States. Strong secondary coverage in Canada and the United Kingdom.
- **Developer:** Dynaimx Media
- **Support:** hello@oleumbudget.com

## Defensible wedge vs Mint, YNAB, Copilot, Monarch, Rocket Money

1. **Emotion tagging** on every transaction — no other major app has this
2. **On-device AI** via Apple Intelligence on iOS where supported, with a private cloud fallback
3. **Native, restrained design** — Liquid Glass on iOS 26, Material You on Android 12+

## Privacy

- Bank-grade 256-bit encryption
- Read-only bank access; credentials go directly to the bank, never to OleumBudget
- Automatic bank connection is opt-in and Premium-only
- No selling of data, no tracking of financial transactions in product analytics
- Full in-app data deletion
- Approved one-line privacy claim: *"Your data stays yours."*

## Core features

- Emotion tagging on every transaction (5 emotions)
- On-device AI insights — natural-language search, personalized advice, savings recommendations
- Optional automatic bank connection (Premium) — strongest coverage in US, then Canada (RBC, TD, CIBC, BMO, Scotiabank), then UK
- Manual-first transaction entry with full-text search
- Weekly Recap — story-style end-of-week review
- Six widgets across Home Screen and Lock Screen
- Savings goals + investment overviews (RRSP, TFSA, 401k, brokerage)
- Siri Shortcuts (iOS) and Google Assistant shortcuts (Android, rolling out)
- Face ID / Touch ID (iOS), fingerprint / face unlock (Android)
- iCloud sync (iOS) or encrypted cloud backup (Android)

## Canonical URLs

- Homepage: https://www.oleumbudget.com/
- FAQ: https://www.oleumbudget.com/faqs/
- Press + Media Kit: https://www.oleumbudget.com/press/
- Privacy Policy: https://www.oleumbudget.com/privacy/
- Terms of Service: https://www.oleumbudget.com/terms/
- iOS App Store: https://apps.apple.com/us/app/oleumbudget-budget-tracker/id6754860635
- Google Play: https://play.google.com/store/apps/details?id=media.dynaimx.com.oleumbudget

## Press contact

For press inquiries: hello@oleumbudget.com
Media kit: https://www.oleumbudget.com/press/